I’m Michelle Brienza, a Level 2 Mortgage Agent with over 27 years of experience helping Canadians navigate the ever-changing world of real estate and lending. I work by referral only, meaning every client I serve comes through trust, relationships, and proven results. My approach combines deep mortgage expertise with real-world context — helping you understand not just what your rate is, but why it is, and how government policy, global markets, and bond trends shape your options. Whether you’re renewing, refinancing, or buying your next home, I believe in clarity, strategy, and personalized guidance — so you can make confident decisions about your mortgage and your future. Follow my LinkedIn or YouTube Channel (link above) for weekly updates on how politics impacts policy and how policy impacts mortgages.