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What can you do with our mobile app?
Get Pre-Qualified without a credit check
Calculate your total cost of owning a home
Calculate the required income for a mortgage
Estimate the minimum down payment you need
Calculate the maximum mortgage you can afford
Estimate Location specific Closing costs
Testimonials
J And C O.
Apr 17 2026
Ms. Emjay Aureada (Dominion Lending Centre Utmost Financial)
was referred to us by a close friend, and working with her was an absolutely fantastic experience! From the very beginning, she was incredibly friendly, approachable, and truly committed to helping us every step of the way. She explained everything in such clear and simple terms that what initially felt overwhelming quickly became manageable and even exciting.
What really impressed us was her responsiveness and attention to detail. No matter when we had a question, she got back to us with clear, helpful answers. She went above and beyond to secure a competitive rate and carefully walked us through all our options without ever making us feel pressured.
We felt completely supported and confident throughout the entire process. Thanks to her expertise and dedication. We couldn’t have asked for a better mortgage broker, and we highly recommend her to anyone looking for someone knowledgeable, trustworthy, and genuinely caring!
Stevie Wander
Jul 4 2025
I recently worked with Emjay Aureada from DLC Utmost Financial to refinance my mortgage, and I can't thank her enough! I was caught up with life and missed my mortgage renewal deadline last December. My bank, which I had been loyal to for many years, automatically placed me in an open mortgage with a very high interest rate—it ended up costing me a lot in just one month. It felt like my years as a client meant nothing to them.
That’s when I decided to reach out to Emjay, and it was the best decision I made. She was incredibly helpful, knowledgeable, and organized throughout the entire process. Despite the complexity of my file, Emjay handled everything efficiently and made sure I was informed every step of the way. She was patient with all my questions and explained things in a way that was easy to understand.
The toolbox she uses is also super convenient—it gave me clear and accurate breakdowns of payments and costs. But what really stood out was Emjay’s personal touch and dedication. She genuinely cares and went above and beyond to help fix a costly situation.
I highly recommend Emjay for any mortgage needs. I’m definitely staying with her for all my future renewals and properties.
J And C O.
Apr 17 2026
Ms. Emjay Aureada (Dominion Lending Centre Utmost Financial)
was referred to us by a close friend, and working with her was an absolutely fantastic experience! From the very beginning, she was incredibly friendly, approachable, and truly committed to helping us every step of the way. She explained everything in such clear and simple terms that what initially felt overwhelming quickly became manageable and even exciting.
What really impressed us was her responsiveness and attention to detail. No matter when we had a question, she got back to us with clear, helpful answers. She went above and beyond to secure a competitive rate and carefully walked us through all our options without ever making us feel pressured.
We felt completely supported and confident throughout the entire process. Thanks to her expertise and dedication. We couldn’t have asked for a better mortgage broker, and we highly recommend her to anyone looking for someone knowledgeable, trustworthy, and genuinely caring!