We provide full representation as brokers to 40+ financial institutions/banks/credit unions and alternative lenders. We negotiate on your behalf to the lender whom we are applying for a mortgage with! But first, based on your situation including many other factors such as credit score, history, employment, down payment, debt etc. We determine what is the best program/lender to work with in getting you the best terms and conditions that are suitable for your situation. Being a high volume brokerage, we have access to the best available rates (both fixed and variable). We help you every step of the way. We have a real estate team as well that can facilitate buying and selling in Alberta and BC. We set you up for the future. If you are not ready to buy or qualify right now, we set up a plan moving forward and get you on track. We give you 100% support as our team has over 20 years experience in both the real estate and mortgage industry. We are straightforward and easy to deal with. Please do not hesitate to contact us with any questions. There are no bad questions when it comes to the biggest purchase of your life!